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I am here for you
As your Realtor my first priority is to you, by listening to your wants and needs and what is important to you to achieve the best possible outcome in every transaction. I strive to make the buying process fun, easy and stress free. My clients can count on me anytime of day when they have questions or concerns. My intimate knowledge of the area and my experience as a long time resident give me enthusiasm and a desire to make my home, your home.
here for you
Buying a home is one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home. I recognize and value the trust my clients place in me and I strive everyday to exceed expectations and that goes beyond the transaction. I will be there with you every step of the way.
Supporting you every step of the way
Buying a home is one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home. I recognize and value the trust my clients place in me and I strive everyday to exceed expectations and that goes beyond the transaction. I will be there with you every step of the way.
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Featured listings
HOME BUYER'S GLOSSARY
AMORTIZATION SCHEDULE
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
Equity
The process of determining the market value of a property.
Mortgage
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
Term
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
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Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 Kootenay Homes (2018) Ltd.
INFO & SERVICES
CENTURY 21 Kootenay Homes (2018) Ltd.
1358 Cedar Avenue, Trail, BC V1R4C2
(250) 368-8818
INFO & SERVICES
Independently Owned and Operated. ®/™ trademarks owned by Century 21 Real Estate LLC used under license or authorized sub-license. © 2020 Century 21 Canada Limited Partnership © 2020 Century 21 Canada Limited Partnership
The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR ® , REALTORS ® and the REALTOR ® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license. This listing content provided by REALTOR.ca has been licensed by REALTOR® members of The Canadian Real Estate Association. Not intended to solicit properties currently listed for sale or buyers under contract.
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